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About Mindigital
Mindigital Group, founded in 2015 and headquartered in Singapore, is a next- generation fintech company specializing in providing Banking-as-a-Service (BaaS) solutions. We leverage cutting- edge technology to transform financial services. Serving financial institutions across China, US, Southeast Asia, South Asia, and Latin America, we help clients build scalable, efficient, and customer-centric digital financial ecosystems.
In 2019, Mindigital was on the list of KPMG China top 50 fintech companies, a prestigious list that also features company such as Ant Financial. It covers payment, digital banking, online brokerage, and online insurance etc.
Our Mission and Vision
Our mission is to empower financial institutions with innovative solutions that enhance their profitability, mitigate risk, and drive operational excellence. We are committed to redefining digital financial services through flexibility, modularity, and customer-focused solutions. Our company is committed to fostering financial inclusion to all and empowering our partners to provide inclusive financial services to all members of society.
Mindigital is always at the forefront of innovation
Mindigital empowers financial institutions with cutting-edge AI-driven insights, big data capabilities, and a modular microservice architecture to navigate today’s fast-evolving landscape. Unlike rigid, one-size-fits-all solutions, our next-generation platform offers flexibility, scalability, and a wide range of features that easily adapt to shifting market dynamics and evolving customer needs.
Our platform combines traditional data sources — such as telco, wallet, bank, and credit bureau data — with alternative data like device information, app usage, and payment patterns to build a more comprehensive view of customer profiles. This unique approach enables more accurate risk assessments, personalized offerings, and better access to credit for underserved or unbanked segments, supporting financial inclusion in mobile-first markets.
By leveraging AI-powered decision-making, real-time data integration, and a sophisticated campaign engine, Mindigital helps clients boost lending business growth, improve credit assessment efficiency, and enhance risk management performance. Our data-driven approach empowers financial institutions to make smarter, faster lending decisions, unlocking new opportunities in an increasingly competitive and digital-driven financial ecosystem.
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